Health insurance help for Connecticut residents
Compare Medicare, health insurance marketplace plans and Medicaid in Connecticut, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
Connecticut Medicaid: HUSKY Health (Connecticut Department of Social Services) · 1-877-284-8759 (HUSKY Health Infoline) · portal.ct.gov/husky
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Is your Medicare plan leaving in 2027?
18 Medicare plans are leaving at least one Connecticut county for 2027. Look up your county to see which plans, and compare options before October 15th.
What is different about coverage in Connecticut
Access Health CT, Connecticut's state-based marketplace, also handles HUSKY Health (Medicaid/CHIP) applications and the state-specific Covered Connecticut Program, a $0-premium option for very low-income residents. Connecticut Insurance is free to use for Connecticut callers working through Medicare, ACA, life, or supplemental coverage questions.
- HUSKY Health, Connecticut's Medicaid and CHIP program administered by the Department of Social Services, can be applied for through Access Health CT -- that's the right place to start if your Connecticut Medicaid eligibility changed.
- Access Health CT is Connecticut's own marketplace, not HealthCare.gov, and it also administers the Covered Connecticut Program, a state-funded $0-premium plan for residents who earn slightly too much for HUSKY Health.
- Free Medicare counseling is available in Connecticut through CHOICES (Connecticut's health insurance counseling program) at 800-994-9422, separate from Connecticut Insurance's own free phone help.
Worth knowing: Connecticut layers a state-funded coverage tier, the Covered Connecticut Program, on top of standard marketplace and Medicaid options -- it offers $0-premium coverage for residents whose income falls just above HUSKY Health's limits, a gap most states don't specifically cover.
Coverage questions we help Connecticut residents with
Health plans (ACA marketplace)
How Connecticut’s marketplace works, who qualifies for help with costs, and when you can enroll.
Medicare
Turning 65, Medicare Advantage, Medigap and drug plans, with Connecticut’s free counseling program.
Medicaid
Where to apply in Connecticut, and what to do when your coverage changes.
Connecticut by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Connecticut you live. Start with your county.
Major Connecticut cities
Connecticut colleges and universities
- University of Connecticut
- Central Connecticut State University
- Southern Connecticut State University
- Eastern Connecticut State University
- Western Connecticut State University
State bird: American Robin
Turdus migratorius. Connecticut’s official state bird, shown here as a local touch.
Photo: Rhododendrites (CC BY-SA 4.0), via Wikimedia CommonsCommon Connecticut questions
Where do I shop for ACA health plans in Connecticut?
Connecticut residents shop through Access Health CT (https://www.accesshealthct.com). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Connecticut?
Medicaid in Connecticut is run through HUSKY Health (Connecticut Department of Social Services) (https://portal.ct.gov/husky). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Connecticut?
Connecticut Insurance Department (https://portal.ct.gov/cid) regulates insurance companies and agents in Connecticut. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Connecticut?
Yes. CHOICES (Connecticut's Medicare counseling program) (800-994-9422) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Connecticut Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Connecticut coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeReviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.