Hartford, Connecticut: health insurance
Hartford is in Hartford County. Here is what Hartford residents should know about coverage.
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
Connecticut Medicaid: HUSKY Health (Connecticut Department of Social Services) · 1-877-284-8759 (HUSKY Health Infoline) · portal.ct.gov/husky
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Coverage in Hartford
Hartford has about 119,669 residents (U.S. Census Bureau 2023 estimate).
Plans for Hartford residents are determined by Hartford County. Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Hartford County before you choose it.
- Turning 65 in Hartford? Your Initial Enrollment Period runs seven months around your birthday. CHOICES (Connecticut's Medicare counseling program) offers free counseling at 800-994-9422.
- Buying your own plan? Shop through Access Health CT.
- Medicaid questions? HUSKY Health (Connecticut Department of Social Services) handles applications.
Connecticut note: Connecticut layers a state-funded coverage tier, the Covered Connecticut Program, on top of standard marketplace and Medicaid options -- it offers $0-premium coverage for residents whose income falls just above HUSKY Health's limits, a gap most states don't specifically cover.
Medicare plans leaving Hartford County for 2027
Medicare plans are set by county, so this applies to residents of this city. 18 plans are listed in Hartford County for 2026 but not for 2027, covering at least 24,444 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| ConnectiCare Choice Plan 3 (HMO-POS) H3528-014 | Molina Healthcare | 6,892 |
| CarePartners of CT CareAdvantage Preferred (HMO) H5273-001 | Point32Health | 4,304 |
| ConnectiCare Passage Plan 1 (HMO-POS) H3528-010 | Molina Healthcare | 4,232 |
| CarePartners Access (PPO) H0342-001 | Point32Health | 3,988 |
| ConnectiCare Flex Plan 3 (HMO-POS) H3528-011 | Molina Healthcare | 1,927 |
| Aetna Medicare Elite (HMO-POS) H5793-010 | Aetna (CVS Health) | 979 |
See all 18 plans leaving Hartford County →
Looking for your own plan? Find your company and plan →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Hartford
Connecticut public institutions include University of Connecticut, Central Connecticut State University, Southern Connecticut State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Connecticut colleges.
Do Hartford and Hartford County have the same plans?
Plans are offered by service area, and Hartford falls under Hartford County. A plan that serves Hartford County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Hartford residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeOther major Connecticut cities
- Bridgeport
- New Haven
- Stamford
- Waterbury
- Norwalk
- Danbury
- New Britain
- Bristol
- Meriden
- West Haven
- Milford
- Middletown
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.